NextStudent Graduate PLUS Loans

All the benefits of a parent loan -- direct to the student

Get through graduate school with a NextStudent Federal Graduate PLUS Loan

Paying for your graduate school education now is within reach. NextStudent’s Graduate PLUS Loan makes it easy to attain your goals with a convenient and manageable program with rates starting as low as 8.5 percent! Aggressive rebates are also offered.

The Graduate PLUS Loan may be available to you no matter your income and completely pays for all your graduate school needs, including tuition, books and even your computer.

NextStudent’s Graduate PLUS Loan offers graduate students a variety of benefits and incentives, including:
3% Cash Rebate At Repayment: on the remaining principal balance after the first 12 months of consecutive on-time payments
2% Interest Rate Reduction: after first 48 months of consecutive on-time payments
.25% Interest Rate Reduction: for electing to use auto-debit for repayment
Generous Borrowing Limits: Borrow up to the entire cost of education (less any federal aid), including books, supplies, and even a computer!
Simple Application Process with E-Signature: Apply online and we’ll qualify your application within minutes. NextStudent also offers a “second look” for borrowers who receive an initial denial due to unresolved credit issues.
NextStudent’s PLUS Credit Resolution Team: 87% of the people who have applied for a Parent PLUS or Grad PLUS loan through NextStudent have been approved.
Flexibility: Graduate PLUS Loans offer several repayment options including
deferred repayment while you’re enrolled in school at least half-time, and
they’re eligible for consolidation. Also, there are no prepayment
penalties – ever.

*Borrowers must participate in ACH (Auto-Debit) program to qualify.

If you need money for Graduate School, NextStudent's GRAD PLUS Loan is the ideal choice. What are you waiting for?